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Read moreIndependent Financial Advisors give recommendations for pensions and other investments.
What makes an excellent IFA?
Excellent advisors will have a consistent process for giving advice including these steps:
Once they have made an assessment of your situation they will produce a recommendations report detailing suitable investments for you.
The quality of the initial advice is critical so you are on a sound footing to optimise your wealth over your lifetime. However just as important is a consistent ongoing service where your investments are reviewed, preferably every six months, and the funds you are invested in are analysed regularly.
Think of your investments like your car. Without servicing you risk something happening and creating a bigger issue. Having your pension and savings checked regularly will allow for adjustments to be made if necessary and to check if your cashflow plan is on track.
Can I manage my pension and savings myself?
Yes you can. There are some very large well known self-investment platforms available. The question you have to ask yourself is “have I the time and expertise to make the best decisions with my pension?”
How to choose the best IFA for you.
Here’s a little action plan to get you going:
Ask about the service they receive, the fees they pay. Bear in mind though you may have different requirements and a different level of investment. Some advisors will offer their service to anyone, whereas others will have a minimum investment value or may specialise in specific sorts of client eg business owners, companies etc.
It always pays to mix any recommendations you get with your own research.
Look for feedback from clients about the firm’s service. There may be some on the firm’s website. Also look at the professional trust site Vouched For. This is a good source of reliable testimonials as it holds client reviews which cannot be altered by the advisor, in a similar fashion to Trip Advisor for travel.
Interested in finding out more?
Seeking a second opinion on your financial future costs you nothing.
Simply call our friendly team on 0121 355 4455 or drop us an email to appointments@oaklandswealth.com to arrange a confidential chat.
Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises clients around the Midlands on retirement planning, pensions & investments.
Her firm holds British Standard BS 8577 for client service & investment process.
Minimum investment is £500,000 (£650,000 for pension transfers).
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We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
“After great dissatisfaction with the service of major high street banking group I approached Oaklands to manage my pension and investment portfolio. They have provided sound advice on pre- retirement planning and achieved a good return on our capital as well now in retirement. The service offered by Helen and the team at Oaklands is second to none.”
“When my circumstances changed through divorce I visited Helen at Oaklands Wealth where she very clearly explained all my options in a way I understood. I’m very pleased with the outcome from the pension and investment advice and Helen couldn’t have been more friendly and helpful.”
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.