
How The Pandemic Rebooted Retirement Planning
How The Pandemic Rebooted Retirement Planning Despite all the negative sides to the pandemic, it has at least prompted …
Read moreThe aim of pensions transfer triage is to give a prospective client sufficient information about safeguarded and flexible benefits, to help them decide whether or not to take advice on the transfer or conversion of their pension.
The requirement for this came into being on 1st October 2020 as mandated by the Financial Conduct Authority (FCA).
Triage is not advice, however. It is the first of 3 stages of a pension transfer enquiry process.
Here’s our process covering the 3 stages:
Upon enquiry we’ll check if you have our minimum investment value of £650,000.
Next, we’ll send you a brochure to explain the different types of pensions including information about the State Pension.
At this stage we’ll book a 45 minute Discovery Meeting to find out the reasons why you are considering transferring your company pension.
If upon consideration you wish to look into this further you move onto Stage 2 – Abridged Advice
There is no charge for this stage.
Using our cashflow planning system, we shall show you whether you can achieve your retirement objectives from your existing scheme.
There can only be 2 outcomes of this meeting:
There is no charge for this stage.
At this stage we look into your situation and needs in much greater detail.
We also do a comparison of benefits from your current scheme against a personal pension. To aid our analysis we carry out full cashflow planning.
There is a fee of £7,000 for this stage, regardless of whether our advisors recommend you to transfer your pension or to remain in your existing scheme. If the recommendation is to transfer this fee may be taken from your investments.
If you’re considering a pension transfer call us now on 0121-355-4455 or email us at appointments@oaklandswealth.com to receive your triage pack.
How The Pandemic Rebooted Retirement Planning Despite all the negative sides to the pandemic, it has at least prompted …
Read moreCan I transfer my pension myself? The answer to this question is ‘yes and no’. It depends on…
Read moreCan a pension transfer be refused? If your question is relating to a Defined Benefit (DB) or Final Salary pension trans…
Read moreIt’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
“Deciding to retire early I needed professional ongoing advice to navigate our financial future. Upon visiting Oaklands, the options were clearly explained and a risk analysis undertaken. Even during these strange times, regular reviews and conversations are taking place and I felt I made the right decision choosing Oaklands.”
“I have been using Oaklands’ services since 2007, following my changed financial circumstances from divorce. Helen’s advice and handling of my investment portfolio has enabled me to become more relaxed about my financial situation and to not worry as much as I did in the early days, when handling finances was new to me.”
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.