
Is it worth paying for an Independent Financial Advisor (IFA)?
Is it worth paying for an Independent Financial Advisor (IFA)? This will depend on your answers to 5 important question…
Read moreWealth Management | Retirement Planning 13 April 2022 | Helen Blackburn
Here we stand in uncertain times . . .
The Russian war in Ukraine. Domestic political issues. Rising Inflation.
At times like these you may be thinking of putting your retirement planning on hold.
I know it’s tempting to wait until things settle down.
Read on to discover why waiting is never the right strategy for your financial journey:
Firstly, remember:
Whether you’re still paying into a pension, or drawing from one, there are 2 Must-Haves to maintain your lifestyle throughout your life, whatever is going on in the wider world:
Your Lifetime Cashflow Plan
In its simplest form, a household income and expenditure spreadsheet is a good starting point. Feed the data into specialist cashflow planning software and you have a powerful tool to forecast lifetime income.
My team uses Voyant software and here’s 5 ways it adds extra value:
Cashflow planning is just one Must-Have. The other is Active Management of the funds which make up your pension and savings. Consider these thoughts – at least one could apply to you:
Active management of pension funds is now vital throughout your life.
The old approach of transferring your pension fund into cash upon retirement will not serve you well. Particularly considering rising inflation. Cash deposit accounts have never kept up with rising inflation – reducing your spending power over time.
We know we’re not the only advisors on your radar – just make sure whomever you choose they meet your exacting standards.
For our part, we offer unlimited free meetings while we assess your situation and give our fully independent financial advice. Our fees are completely transparent and consistent across all our clients.
We’re externally accredited by Standards International and hold BS 8577 for best company practice in financial planning and advice. Our advisors also hold ISO 22222 for ethical personal financial planning.
Oh, and we’re told our coffee is pretty good too . . .
Please don’t keep your future on hold – it depends upon the actions you take now.
Call us on 0121 355 4455 to chat with one of our friendly pension specialists or email us at appointments@oaklandswealth.com Why not make it the next thing you do?
PS. Did I mention our 12-month guarantee?
If you are not satisfied with our service in your first 12 months and leave us, we’ll refund the ongoing service fees (not including initial advice fee or product provider fees).
Is it worth paying for an Independent Financial Advisor (IFA)? This will depend on your answers to 5 important question…
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Read moreIt’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
“I have been using Oaklands’ services since 2007, following my changed financial circumstances from divorce. Helen’s advice and handling of my investment portfolio has enabled me to become more relaxed about my financial situation and to not worry as much as I did in the early days, when handling finances was new to me.”
“After great dissatisfaction with the service of major high street banking group I approached Oaklands to manage my pension and investment portfolio. They have provided sound advice on pre- retirement planning and achieved a good return on our capital as well now in retirement. The service offered by Helen and the team at Oaklands is second to none.”
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.