Helen Blackburn talks about pensions freedoms
How Pensions Freedoms can help you
The changes to Pensions Freedoms in 2015 was good news for all of us who want control and flexibility with our pension funds.
The 3 main benefits of a personal pension are:
- You can draw upon a personal pension from age 55, with a tax-free allowance of 25% of the total; and the rest taxed at your marginal tax rate.
- There is no need to buy an annuity upon retirement – as long as your pension fund is invested within a suitable income drawdown wrapper, you may take income from it as you wish after reaching 55.
- The ability to pass your fund on to anyone you nominate, upon death.
If you have existing pensions worth over £500,000 that need managing properly, you are considering a final salary pension transfer, or you have pensions and investment from a divorce process you will find help here.
Click on the option below that best describes your situation to find out more
If you have a pension transfer valuation from your employer of over £500,000 and you value control and flexibility over a guaranteed income, then you need to take truly independent financial advice to discover if this is a good option for you…
Building, consolidating & drawing pensions
Do you have an existing pension fund that needs building, you’d like to consolidate some old pensions, or draw income? All of these situations require a proven investment approach adjusted to your risk profile to give peace of mind.
Divorce pensions & investments
If you are going through divorce or already have a pension split or lump sum settlement to invest, advice is crucial. How you invest will depend on your current need for income, your responsibilities for others and your future plans. Secure your future now.
Not sure where to start?
Familiarise yourself with the different
pension types and how to transfer them.
Money back guarantee
12 months to meet your expectations
Our fees refunded if you leave us in a year
(excluding fund & provider fees)
The second most visited page on our website last year, after our home page, was our team page.
People like to know whom they’re dealing with and if they’ve got the right credentials.
I’m sure you’ll be no different, so take a peek through to our service page.
You’ll find all about our team, our fees, and of course, the service you can expect from us.
Ready to get in touch?
Click the button to email us,
and we’ll fix a time to talk.
Discover how we can help.