Helen Blackburn talks about pensions freedoms
How Pensions Freedoms can help you
The changes to Pensions Freedoms in 2015 was good news for all of us who want control and flexibility with our pension funds.
The 3 main benefits of a personal pension are:
- You can draw upon a personal pension from age 55, with a tax-free allowance of 25% of the total; and the rest taxed at your marginal tax rate.
- There is no need to buy an annuity upon retirement – as long as your pension fund is invested within a suitable income drawdown wrapper, you may take income from it as you wish after reaching 55.
- The ability to pass your fund on to anyone you nominate, upon death.
If you have an existing pension worth over £500,000 which is not being managed properly, you are considering consolidating a number of pensions into one place, or you have pensions from a divorce, you will find help here. We are able to advise on the full range of pension options and our experienced advisors hold specialist pension transfer permissions to analyse final salary/defined benefit/safeguarded pensions.
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Building, consolidating & drawing pensions
Do you have an existing pension fund that needs building, you’d like to consolidate some old pensions, or draw income? All of these situations require a proven investment approach adjusted to your risk profile to give peace of mind.
Money back guarantee
12 months to meet your expectations
Our fees refunded if you leave us in a year
(excluding fund & provider fees)
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