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Oaklands Details

0121 355 4455
info@oaklandswealth.com
12A Duke Street
Sutton Coldfield
West Midlands
B72 1RJ

Oaklands Wealth Management Ltd

Pension Transfers at an All Time High

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Pension Transfers at an All Time High

Figures over the last few months show those transferring a Final Salary (or Defined Benefit) pension in October 2021 received on average £42,000 more in their transfer value 18 months prior.

These record highs have resulted from high inflation expectations and low government bond yields which affect the values of Final Salary pensions.

Thinking of transferring? – why it’s wise to act now . . .

Most economic experts predict inflation to continue to rise through 2022 with government bond yields likely to rise to counter this. This would have the effect of lowering the values of pension transfers.

There are some decisions you can sit on in life.

Believe me, this is not one of them.

Delay and you risk missing out on extra cash for your retirement.

And it will cost you absolutely nothing to find out if a transfer is the right move for you.

When you consult our Pension Transfer Specialists, the first two stages of the pension transfer process are entirely free to you. Only at the Final Stage of Recommendation, should you decide to proceed that far, is there a fee.

See below how far you can look into this without cost, replacing uncertainty with facts and insight into your pension options:

STAGE 1 – TRIAGE

  • Upon enquiry we’ll check if you have our minimum investment value of £650,000.
  • Next, we’ll send you a brochure to explain the different types of pensions including information about the State Pension.
  • At this stage we’ll book a 45 minute Discovery Meeting to find out the reasons why you are considering transferring your company pension.
  • If upon consideration you wish to look into this further you move onto Stage 2.

STAGE 2 – ABRIDGED ADVICE

Using our cashflow planning system, we shall show you whether you can achieve your retirement objectives from your existing scheme.

There can only be 2 outcomes of this meeting:

  1. Our advisors recommend you stay in your existing pension scheme. Or,
  2. We recommend you proceed to Stage 3 – Full Advice.

Up until this stage we charge no fee whatsoever.

And you can be assured we’ll never recommend a transfer if it isn’t in your best interests.

This is because, as well as being fully Independent Financial Advisors, directly regulated by the Financial Conduct Authority (FCA) we also adhere to the 9 principles of the Pension Transfer Gold Standard.

Have a look around our website at our accreditations, team and client journey.

Remember, time waits for no man, or woman.

Your future income depends on making great decisions now.

And we’re here, keen to help you plan your financial journey.

Kind regards, Helen

Interested in finding out more?

Seeking a second opinion on your financial future costs you nothing.

Simply call our friendly team on 0121 355 4455 or drop us an email to appointments@oaklandswealth.com to arrange a confidential chat.

Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises clients around the Midlands on retirement planning, pensions & investments.

Her firm holds British Standard BS 8577 for client service & investment process.

Minimum investment is £500,000 (£650,000 for pension transfers).

IMAGINE YOUR PENSION & SAVINGS 100% UNDER CONTROL…

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7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE

British Standard BS 8577 Awarded Service

12 Month Money Back Service Guarantee

Lifetime Cashflow Planning

Risk Adjusted Personal Investment Portfolio

ISO 222222 Certified Financial Advisors

Monthly Fund Analysis

2 Investment Portfolio Reviews Per Year

A WORD FROM OUR CLIENTS...

“I have been using Oaklands’ services since 2007, following my changed financial circumstances from divorce. Helen’s advice and handling of my investment portfolio has enabled me to become more relaxed about my financial situation and to not worry as much as I did in the early days, when handling finances was new to me.”

Lynne Turner

A WORD FROM OUR CLIENTS...

“After great dissatisfaction with the service of major high street banking group I approached Oaklands to manage my pension and investment portfolio. They have provided sound advice on pre- retirement planning and achieved a good return on our capital as well now in retirement. The service offered by Helen and the team at Oaklands is second to none.”

Peter Worral

A FRIEND FOR YOUR FINANCIAL JOURNEY...

THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.

No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.

This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”

Whatever the reason you come to us we care. We really care. Like it’s our own money.

Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.

Maybe transferring a final salary pension if your objectives are better met with your own pension.

Making sure you get all the tax efficiencies legally available to you to enhance your money.

Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.

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