Oaklands Details

0121 355 4455
info@oaklandswealth.com
12A Duke Street
Sutton Coldfield
West Midlands
B72 1RJ

Oaklands Wealth Management Ltd

This will depend on your answers to 5 important questions:

  1. Have I the financial knowledge to select my own investments?
  2. Have I the time to analyse thousands of fund options?
  3. Can I predict my income requirements over my full lifetime?
  4. Can I calculate the final amount I shall need in my pension to retire on?
  5. Am I confident I can manage my investments through all the stock market ups and downs?

If you’ve answered NO to any of these you’d be well advised to seek the services of an Independent Financial Advisor.

If you have answered YES to some of then perhaps you may even be managing your pension and savings yourself or you may have an advisor already.

Something tells me if you’re still reading this article there are some doubts as to whether you or your existing advisor are optimising your investment strategy?

Here’s 3 further questions to ask yourself or your current advisor:

  1. Are your investments matched to your risk profile – have you measured this lately?
  2. How do you adjust your investments in challenging times?
  3. Can you be certain you will never run out of money in retirement?

Back to your original question – “Is it worth paying for an Independent Financial Advisor (IFA)?

Consider how much worry could it take from you if you did. And what’s the value you can put on that?

And have you an opportunity to make more from your investments over the longer run by paying someone for advice and ongoing fund management. Not to mention the time freed up for more enjoyable activities in your spare time!

It’s what I call the ‘value equation’.

The Value Equation

Where Value is your judgment of the additional value of an independent financial advice service and long-term investment performance divided by the cost of the service.

There will be a point where a reduction in cost affects the quality of the service delivered and lack of care with your investments. You have to consider that if a service seems much cheaper than one you believe you can trust, there are reasons for this.

Have they the quality of staff and expertise to manage your money properly? Excellent staff cost more than average ones. Is their business sustainable and will it give you the high level of personalised service you require with such low fees?

FINANCIAL HEALTH WARNING: Not all advisors are the same!

FACT: The advisors you choose can greatly affect how long your money will last in retirement.

5 Big Questions to ask any advisor – that is anyone you shortlist as a possible advisor:

  • Are you able to provide independent financial advice or is your advice restricted?
  • Explain your investment process and service proposition
  • Will you meet me every six months with full portfolio reviews?
  • Will you match my investments to my risk profile?
  • Will you ensure we never run out of money by reviewing your cashflow plan every year?

It’s always time well spent considering the value an excellent advisor can add by asking such questions.

And when you’re shopping around advisors it’s worth thinking about the Value Equation.

When it comes to matters which affect your future income and peace of mind there is more to it than cost.

This is where the value equation comes in when comparing advisors.

Interested in finding out more?

Seeking a second opinion on your financial future costs you nothing.

Simply call our friendly team on 0121 355 4455 or drop us an email to

appointments@oaklandswealth.com to arrange a confidential chat.

Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises

clients around the Midlands on retirement planning, pensions & investments.

Her firm holds British Standard BS 8577 for client service & investment process.

Minimum investment is £500,000 (£650,000 for pension transfers).

IMAGINE YOUR PENSION & SAVINGS 100% UNDER CONTROL…
Arrange a chat

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OUR INDEPENDENT FINANCIAL ADVISORS

Helen Blackburn IFA Pension Transfer Specialist
Nick Hampton Investment Advisor

THINKING OF MOVING FROM YOUR EXISTING ADVISOR?

It’s easy to move on from another advisor.
We’ll handle everything.

All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.

None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.

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7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE

British Standard BS 8577 Awarded Service

12 Month Money Back Service Guarantee

Lifetime Cashflow Planning

Risk Adjusted Personal Investment Portfolio

ISO 222222 Certified Financial Advisors

Monthly Fund Analysis

2 Investment Portfolio Reviews Per Year

A WORD FROM OUR CLIENTS...

“Following my divorce, Helen took complete control of consolidating all my individual pensions into one product after advising me carefully what she considered the best product for my needs and risk profile. She explained everything clearly in language I understood, and my investment is achieving far greater growth than expected.”

Tracy Miah

A WORD FROM OUR CLIENTS...

“Helen is outstanding in her knowledge of the pension ‘minefield’ and immediately gave us a feeling of ease when discussing, what is after all, the rest of our financial lives. From the very first e-mail to the ‘sit down’ you have with her, everything is done in plain English. Helen is a model professional in this field.”

Stephen Bannister

A FRIEND FOR YOUR FINANCIAL JOURNEY...

THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.

No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.

This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”

Whatever the reason you come to us we care. We really care. Like it’s our own money.

Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.

Maybe transferring a final salary pension if your objectives are better met with your own pension.

Making sure you get all the tax efficiencies legally available to you to enhance your money.

Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.

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