Oaklands Details

0121 355 4455
info@oaklandswealth.com
12A Duke Street
Sutton Coldfield
West Midlands
B72 1RJ

Oaklands Wealth Management Ltd

If you are looking to merge different pensions you’ll need to create a personal pension account to transfer them into, so you have a single place for your retirement savings.

This is often known as combining or consolidating pensions. For most people this is an excellent idea with many advantages. Not least because you can take old and unloved pensions away from companies who hold them in funds which are not actively managed.

Once you’ve done this you can then continue to add to the pension until you draw down from it.

And there are 3 reasons why pensions are so effective for long term saving:

  1. An additional 20% added by the Government to personal pension contributions.
  2. You can’t get at the fund until at least aged 55, making the third reason possible:
  3. The compounding effect of your contributions with active fund management.

Mopping up all those old and unloved pensions

 

While there are ways you can merge your own pensions using self-service investment platforms, there are checks you’ll need to do on all your old pensions before you can safely make the decision to merge them.

There may be guarantees or penalties applied to moving certain pensions, which would lose you money were you to transfer them from the current pension provider.

It’s always wise to seek Independent Financial Advice – it really is the only way to be sure you are making the right moves with those pensions you’ve worked hard for.

Here’s 7 steps we can do for you:

  1. Simply bring in statements or letters with your old pension policy details.
  2. You authorise us to act on your behalf and request the valuations from the pension providers.
  3. We’ll assess your risk profile and recommend a portfolio of funds for your pension.
  4. Next, with your approval, we’ll move them all into one place – a pension under your control.
  5. Our investment team will actively manage your pension portfolio ongoing.
  6. We’ll build a cashflow plan to age 100 and monitor this with you so you never run out of money.
  7. Every six months we’ll meet with you to review your pension using easy read reports.

You’ll know where you stand every step of the way.

And be able to move on with your life knowing you’ve maximised the growth potential of your pensions.

When you fancy that we’d love to hear from you.

Please don’t delay – the sooner you get your pensions under control the sooner you can retire!

Interested in finding out more?

Seeking a second opinion on your financial future costs you nothing.

Simply call our friendly team on 0121 355 4455 or drop us an email to appointments@oaklandswealth.com to arrange a confidential chat.

Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises

clients around the Midlands on retirement planning, pensions & investments.

Her firm holds British Standard BS 8577 for client service & investment process.

Minimum investment is £500,000 (£650,000 for pension transfers).

IMAGINE YOUR PENSION & SAVINGS 100% UNDER CONTROL…
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OUR INDEPENDENT FINANCIAL ADVISORS

Click to view profileHelen Blackburn IFA Pension Transfer Specialist
Click to view profileNick Hampton Investment Advisor

THINKING OF MOVING FROM YOUR EXISTING ADVISOR?

It’s easy to move on from another advisor.
We’ll handle everything.

All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.

None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.

Schedule a chat

7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE

British Standard BS 8577 Awarded Service

12 Month Money Back Service Guarantee

Lifetime Cashflow Planning

Risk Adjusted Personal Investment Portfolio

ISO 222222 Certified Financial Advisors

Monthly Fund Analysis

2 Investment Portfolio Reviews Per Year

A WORD FROM OUR CLIENTS...

“After great dissatisfaction with the service of major high street banking group I approached Oaklands to manage my pension and investment portfolio. They have provided sound advice on pre- retirement planning and achieved a good return on our capital as well now in retirement. The service offered by Helen and the team at Oaklands is second to none.”

Peter Worral

A WORD FROM OUR CLIENTS...

“Upon leaving Rolls-Royce after 26 years, I wanted to transfer my pension into an investment fund but find anything investment related a ‘black art’. Helen reviewed my circumstances and risk profile to develop my portfolio. Every Oaklands’ team member I’ve seen is an established professional and I would recommend Helen and her team in a heartbeat.”

Ian Foster

A FRIEND FOR YOUR FINANCIAL JOURNEY...

THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.

No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.

This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”

Whatever the reason you come to us we care. We really care. Like it’s our own money.

Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.

Maybe transferring a final salary pension if your objectives are better met with your own pension.

Making sure you get all the tax efficiencies legally available to you to enhance your money.

Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.

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