
Where to start with retirement planning?
Where to start with retirement planning? There is a moment in time for us all when the penny drops. …
Read moreIf you are looking to merge different pensions you’ll need to create a personal pension account to transfer them into, so you have a single place for your retirement savings.
This is often known as combining or consolidating pensions. For most people this is an excellent idea with many advantages. Not least because you can take old and unloved pensions away from companies who hold them in funds which are not actively managed.
Once you’ve done this you can then continue to add to the pension until you draw down from it.
And there are 3 reasons why pensions are so effective for long term saving:
Mopping up all those old and unloved pensions
While there are ways you can merge your own pensions using self-service investment platforms, there are checks you’ll need to do on all your old pensions before you can safely make the decision to merge them.
There may be guarantees or penalties applied to moving certain pensions, which would lose you money were you to transfer them from the current pension provider.
It’s always wise to seek Independent Financial Advice – it really is the only way to be sure you are making the right moves with those pensions you’ve worked hard for.
Here’s 7 steps we can do for you:
You’ll know where you stand every step of the way.
And be able to move on with your life knowing you’ve maximised the growth potential of your pensions.
When you fancy that we’d love to hear from you.
Please don’t delay – the sooner you get your pensions under control the sooner you can retire!
Interested in finding out more?
Seeking a second opinion on your financial future costs you nothing.
Simply call our friendly team on 0121 355 4455 or drop us an email to appointments@oaklandswealth.com to arrange a confidential chat.
Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises
clients around the Midlands on retirement planning, pensions & investments.
Her firm holds British Standard BS 8577 for client service & investment process.
Minimum investment is £500,000 (£650,000 for pension transfers).
Where to start with retirement planning? There is a moment in time for us all when the penny drops. …
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Read moreIt’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
“I have been using Oaklands’ services since 2007, following my changed financial circumstances from divorce. Helen’s advice and handling of my investment portfolio has enabled me to become more relaxed about my financial situation and to not worry as much as I did in the early days, when handling finances was new to me.”
“Helen is outstanding in her knowledge of the pension ‘minefield’ and immediately gave us a feeling of ease when discussing, what is after all, the rest of our financial lives. From the very first e-mail to the ‘sit down’ you have with her, everything is done in plain English. Helen is a model professional in this field.”
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.