
Pension tax relief knowledge gap
Pension tax relief knowledge gap How well is the tax relief on pensions understood? Research suggests not well at all, …
Read moreDespite the numerous shocks which occurred in the first quarter of 2022, the World’s share markets held up surprisingly well.
Cast your mind back to the start of the year. The world was coming to terms with the latest Omicron variant of Covid-19, which was supposedly proving less serious than its predecessors. The latest available UK inflation figure (for November 2021) was 5.1% and the Bank of England had delivered an early Christmas present of a 0.15% rise in interest rates to 0.25%.
Across the Atlantic, US inflation was higher at 6.8%, but the US central bank, the Federal Reserve, had delayed its first increase in interest rates. Investment markets had enjoyed a generally good 2021, particularly in the US, and while interest rate rises were expected in 2022, the post-pandemic investment outlook was reasonably sunny.
Two events in the first quarter of 2022 changed that benign picture:
Against such a background, it would be surprising if stock markets had continued posting fresh gains. As the table shows, most markets registered modest falls, although what the table does not show is that all ended the quarter above the lows they hit in early March.
The FTSE 100 was one of the best performing indices over the quarter, a position it has rarely seen in recent years. Ironically, that performance was largely due to what had previously made the index open to criticism – its heavy weighting to ‘old world stocks’ of oil majors, miners and banks.
Given the shocks which occurred in the first quarter of 2022, global share markets held up well. One reason put forward, which is worth all investors considering, is TINA – There Is No Alternative.
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Simply call our friendly team on 00121 368 5624 or drop us an email to appointments@oaklandswealth.com to arrange a confidential chat.
Oaklands Wealth Management, founded by Helen Blackburn in 2004 advises clients around the Midlands on retirement planning, pensions & investments.
Her firm holds British Standard BS 8577 for client service & investment process.
Minimum investment is £500,000 (£650,000 for pension transfers).
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