Oaklands Details

0121 355 4455
info@oaklandswealth.com
12A Duke Street
Sutton Coldfield
West Midlands
B72 1RJ

Oaklands Wealth Management Ltd

OUR FEES ARE CONSISTENT WITH YOUR INVESTMENT TYPE AND FUND VALUE.

Our minimum investment is £500,000 for general pensions and investments.
And £650,000 for final salary or defined benefit pension transfers.

We have 2 sets of fees:

INITIAL ADVICE FEE

When you first become a client to analyse your situation, prepare a recommendations report and implement the investments.

ONGOING SERVICE FEE

To provide a full portfolio review and update your cashflow plan twice a year. Also managing fund selections on a monthly basis, fund switching and ad-hoc advice.

OAKLANDS WEALTH MANAGEMENT FEES

Pensions & Investments

£ INVESTMENT VALUE
TO £1 MILLION£1 – 4 MILLIONOVER £4 MILLION
INITIAL ADVICE FEE
1.00%ZEROZERO
ONGOING ADVICE FEE
1.00%0.75%0.60%

Final salary pension transfers

£ INVESTMENT VALUE
ALL VALUESALL VALUES
INITIAL ADVICE FEE
Triage & Abridged Advice FREEFull Advice - £7,000
ONGOING ADVICE FEE
Not applicableAs for pensions & investments above

In addition to our fees the annual fund provider & platform charges average 1% of fund value.
We do not charge for withdrawals or fund switches.

WHY THE VALUE EQUATION IS SO IMPORTANT TO YOU.

NOT ALL ADVISORS ARE THE SAME. IN FACT THE ADVISORS YOU CHOOSE CAN GREATLY EFFECT HOW MUCH MONEY YOU HAVE FOR YOUR RETIREMENT AND HOW LONG IT WILL LAST.

Will they hold themselves accountable throughout your lifetime for the performance of your investments? Will they meet you every six months with full portfolio reviews? Are they available year round for you to ask them questions?

Will you be able to sleep at night knowing your investments match your risk profile? Will they ensure you never run out of money by preparing and reviewing your cashflow plan every year?

It’s always time well spent considering the value a good advisor can add by asking such questions. And when you’re shopping around advisors it’s worth thinking about the Value Equation.

Subconsciously, everything we buy from a bunch of bananas to a professional service, goes through the same process of value judgement. Clearly though, the amount of time we spend pondering each is somewhat different.

For a commodity item such as a bunch of bananas we want to pay as little as possible. After all a banana’s a banana. Maybe a little more for organic, if that’s important to you.

When it comes to matters which affect your future income and peace of mind there is more to it than cost. This is where the value equation comes in when comparing advisors.

3 questions to ask of all advisors are:

  1. Do you employ suitably qualified and experienced advisors and support staff?
  2. Do you offer a full independent advice and ongoing service with 2 full portfolio reviews per year and monthly fund analysis?
  3. Do you charge extra for fund switches, additional investments and withdrawals?

Doubtless there are countless firms out there operating on a low-cost basis. Two questions to ask of them are:

  1. Do you employ suitably qualified and experienced advisors and support staff (which cost more). How is your business sustainable with such low fees?
  2. Do you offer a full advice and ongoing service with 2 full portfolio reviews per year, and monthly performance checks on all the funds?
    Plus unlimited advice in-between.
  3. Do you charge extra for fund switches, additional investments and withdrawals?

THE VALUE EQUATION

Where Value is your judgment of the additional quality of service and long-term investment performance divided by the cost of the service.

There will be a point where a reduction in cost affects the quality of the service delivered and lack of care with your investments. All this will in turn affect the performance of your investments.

Get in touch

OUR 12 MONTH RISK-FREE SERVICE GUARANTEE.

IN THE UNLIKELY EVENT YOU’RE NOT 100% HAPPY FOR US TO CONTINUE TO BE YOUR ADVISORS . . . THEN WE’LL REFUND ALL THE ONGOING SERVICE FEES* YOU HAVE PAID US IN THAT TIME, BACK TO YOU.

By happy we mean . . .

. . . happy with how we have fully explained to you how your investments are performing, how we are serving you and with the results you’re are getting. If you honestly feel we have not delivered on ensuring you will never run out of money, then we want you to ask for all of your ongoing services fees* paid to us, back.

You have one full year to see if we meet your expectations or we will refund your services fees. We cannot be any fairer than that.

*Excluding the initial advice fee or provider & platform charges.

OUR INDEPENDENT FINANCIAL ADVISORS

Helen Blackburn IFA Pension Transfer Specialist
Nick

THINKING OF MOVING FROM YOUR EXISTING ADVISOR?

It’s easy to move on from another advisor.
We’ll handle everything.

All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.

None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.

Schedule a chat

7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE

British Standard BS 8577 Awarded Service

12 Month Money Back Service Guarantee

Lifetime Cashflow Planning

Risk Adjusted Personal Investment Portfolio

ISO 222222 Certified Financial Advisors

Monthly Fund Analysis

2 Investment Portfolio Reviews Per Year

A WORD FROM OUR CLIENTS...

“I have been using Oaklands’ services since 2007, following my changed financial circumstances from divorce. Helen’s advice and handling of my investment portfolio has enabled me to become more relaxed about my financial situation and to not worry as much as I did in the early days, when handling finances was new to me.”

Lynne Turner

A WORD FROM OUR CLIENTS...

“After great dissatisfaction with the service of major high street banking group I approached Oaklands to manage my pension and investment portfolio. They have provided sound advice on pre- retirement planning and achieved a good return on our capital as well now in retirement. The service offered by Helen and the team at Oaklands is second to none.”

Peter Worral

A FRIEND FOR YOUR FINANCIAL JOURNEY...

THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.

No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.

This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”

Whatever the reason you come to us we care. We really care. Like it’s our own money.

Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.

Maybe transferring a final salary pension if your objectives are better met with your own pension.

Making sure you get all the tax efficiencies legally available to you to enhance your money.

Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.

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FEES
FEES
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OUR TEAM
OUR TEAM
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CLIENT JOURNEY
CLIENT JOURNEY
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OUR CHARITIES
OUR CHARITIES
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