OUR FEES ARE CONSISTENT WITH YOUR INVESTMENT TYPE AND FUND VALUE.
Our minimum investment is £500,000 for general pensions and investments.
And £650,000 for final salary or defined benefit pension transfers.
We have 2 sets of fees:
INITIAL ADVICE FEE
When you first become a client to analyse your situation, prepare a recommendations report and implement the investments.
ONGOING SERVICE FEE
To provide a full portfolio review and update your cashflow plan twice a year. Also managing fund selections on a monthly basis, fund switching and ad-hoc advice.
OAKLANDS WEALTH MANAGEMENT FEES
Pensions & Investments
Final salary pension transfers
In addition to our fees the annual fund provider & platform charges average 1% of fund value.
We do not charge for withdrawals or fund switches.
WHY THE VALUE EQUATION IS SO IMPORTANT TO YOU.
NOT ALL ADVISORS ARE THE SAME. IN FACT THE ADVISORS YOU CHOOSE CAN GREATLY AFFECT HOW MUCH MONEY YOU HAVE FOR YOUR RETIREMENT AND HOW LONG IT WILL LAST.
Will they hold themselves accountable throughout your lifetime for the performance of your investments? Will they meet you every six months with full portfolio reviews? Are they available year round for you to ask them questions?
Will you be able to sleep at night knowing your investments match your risk profile? Will they ensure you never run out of money by preparing and reviewing your cashflow plan every year?
It’s always time well spent considering the value a good advisor can add by asking such questions. And when you’re shopping around advisors it’s worth thinking about the Value Equation.
Subconsciously, everything we buy from a bunch of bananas to a professional service, goes through the same process of value judgement. Clearly though, the amount of time we spend pondering each is somewhat different.
For a commodity item such as a bunch of bananas we want to pay as little as possible. After all a banana’s a banana. Maybe a little more for organic, if that’s important to you.
When it comes to matters which affect your future income and peace of mind there is more to it than cost. This is where the value equation comes in when comparing advisors.
THE VALUE EQUATION
Where Value is your judgment of the additional quality of service and long-term investment performance divided by the cost of the service.
There will be a point where a reduction in cost affects the quality of the service delivered and lack of care with your investments. All this will in turn affect the performance of your investments.
OUR 12 MONTH RISK-FREE SERVICE GUARANTEE.
IN THE UNLIKELY EVENT YOU’RE NOT 100% HAPPY FOR US TO CONTINUE TO BE YOUR ADVISORS . . . THEN WE’LL REFUND ALL THE ONGOING SERVICE FEES* YOU HAVE PAID US IN THAT TIME, BACK TO YOU.
By happy we mean . . .
. . . happy with how we have fully explained to you how your investments are performing, how we are serving you and with the results you’re are getting. If you honestly feel we have not delivered on ensuring you will never run out of money, then we want you to ask for all of your ongoing services fees* paid to us, back.
You have one full year to see if we meet your expectations or we will refund your services fees. We cannot be any fairer than that.
*Excluding the initial advice fee or provider & platform charges.
OUR INDEPENDENT FINANCIAL ADVISORS
THINKING OF MOVING FROM YOUR EXISTING ADVISOR?
It’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
A WORD FROM OUR CLIENTS...
“Upon leaving Rolls-Royce after 26 years, I wanted to transfer my pension into an investment fund but find anything investment related a ‘black art’. Helen reviewed my circumstances and risk profile to develop my portfolio. Every Oaklands’ team member I’ve seen is an established professional and I would recommend Helen and her team in a heartbeat.”
A WORD FROM OUR CLIENTS...
“Deciding to retire early I needed professional ongoing advice to navigate our financial future. Upon visiting Oaklands, the options were clearly explained and a risk analysis undertaken. Even during these strange times, regular reviews and conversations are taking place and I felt I made the right decision choosing Oaklands.”
A FRIEND FOR YOUR FINANCIAL JOURNEY...
THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.
