Oaklands Details

0121 355 4455
info@oaklandswealth.com
12A Duke Street
Sutton Coldfield
West Midlands
B72 1RJ

Oaklands Wealth Management Ltd

CREATING YOUR OWN POT OF GOLD

You’ve probably been wondering for a while if it’s a good idea to combine your old pensions into a single pot. As always, it depends upon your individual situation.

All those old pensions do need looking into for sure. Are there any with guaranteed values? What is the effect on spouse’s pensions? How are your funds being managed, if at all?

One thing’s for certain, now is absolutely the right time to look into this. And combining pensions could just turn into your own pot of gold.

Your pension is your financial future – see our articles below.

Pensions are what we do. Day in day out. We handle all the admin for you. All you need to do is click below, arrange a chat and start the ball rolling…

Schedule a chat

CONSOLIDATING & COMBINING PENSIONS & SIPPS

IF, LIKE MOST, YOU’VE WORKED AT A FEW PLACES, OBVIOUSLY YOU’LL HAVE ACCUMULATED BITS AND BOBS OF PENSIONS.
“FOR CERTAIN, YOUR PAST EMPLOYERS DON’T GIVE TWO HOOTS ABOUT HOW YOUR OLD PENSION IS DOING.”

For certain, your past employers don’t give two hoots about how your old pension is doing. Group Personal Pensions are mostly invested in default balanced managed funds.

Such funds are low on cost and low on management. They are under-managed for 2 reasons.

Firstly, it’s a bind to find out every employee’s risk profile. Secondly, average performance is the goal.

However, you’re not average. You give a damn about growing your pension for your future income. That’s why taking control and combining your old pensions is such a smart move.

Have them put in active funds to suit your risk profile. Managed by an advisor who cares about you. We’ve helped hundreds of people secure a better retirement. And we can do the same for you.

We do all the paperwork, transfers, fund selection and performance review. All you need to do to get this show on the road is click the button below and leave your number.

Then our investment team will be back to you to arrange an initial 45 min video chat. Simple.

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MOPPING UP ALL THOSE OLD AND UNLOVED PENSIONS

IT’S REALLY VERY EASY. FOR YOU THAT IS. LEAVE THE PAPERWORK AND CHASING TO US.

Simply bring in a statement or letter with any of your old pension policy details.

We’ll ask you to authorise us to act on your behalf and then we’ll request the valuations from the pension providers.

First we’ll assess your risk profile and make some recommendations on a portfolio of suitable funds.

Then our investment process for combining pensions will create a single pension pot under your control.

From that point you’ll have an actively managed pension portfolio for the rest of your life.

Every six months we’ll review the situation with easy read reports and charts.

And we’ll look at your cashflow until aged 100 to ensure you never run out of money.

You’ll know where you stand every step of the way.

And be able to move on with your life knowing you’ve maximised the growth potential of your pensions.

Please don’t delay – the sooner you get your pensions under control the sooner you can retire!

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“AND GET ON WITH YOUR LIFE KNOWING YOU’VE MAXIMISED THE GROWTH POTENTIAL OF YOUR PENSIONS.”

BUILDING YOUR PENSION POT

IF YOU’RE AT THE BUILDING STAGE, PERSONAL PENSIONS ALLOW YOUR MONEY TO BE INVESTED INTO A PORTFOLIO OF REGULATED FUNDS*.
“IN OUR TIME THIS POST-CAREER STAGE OF LIFE IS MORE LIKE RE- BOOTING, RE-IMAGINING OR RE-INVENTING.”

And there are 3 reasons why pensions are so effective for long term saving:

  1. An additional 20% added by the Government to personal pension contributions.
  2. You can’t get at the fund until at least aged 55, making the third reason possible:
  3. The compounding effect of your contributions, along with good fund management

If you have an existing pension(s) worth over £500,000 not being managed properly, you are considering consolidating a number of pensions into one place, or you have pensions from a divorce, you will find help here.

For defined benefit or final salary pension transfers we have a minimum transfer value of £650,000.

We are able to advise on the full range of pension options and our experienced advisors hold specialist pension transfer permissions to analyse final salary/ defined benefit/safeguarded pensions.

*It is also possible to invest monies into unregulated investments and commercial property. However, at Oaklands Wealth we advise purely on FCA regulated funds from the universe of over 3000 unit trusts Open Ended Investment Companies (OEICS).

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LIFE 2.0 - MODERN ‘RETIREMENT’

THE NAME RETIREMENT NO LONGER FITS THE BILL. IT APPLIES TO OLD SCHOOL RETIREMENT 1.0.

We all have our own plans now for the day we don’t need to work. Some of us want to pursue part time jobs or projects. Or finally get on with those pastimes we never had the time for. Others want to finish off that kit car languishing in the garage. . . feel the breeze on their face riding the Harley. . .or cruise round in the campervan or on the Med.

In our time this post-career stage of life is more like Re- Booting, Re-Imagining or Re-Inventing.

Or taking a more historical term – a Renaissance. A Re- Birth. No sense of fizzling out and giving up.

Anyhow, for now Retirement is the term we all recognise (even if we don’t like its connotation). And as you’re here please have a look around our site to see if we may be on the same wavelength.

We always suggest you look at a number of advisors. The saying ‘comparisons are odious’ is not really true. We all need to compare to make the right decision. Find the right match. People you feel comfortable with.

We all know the feeling when something is right and we need human interaction to know for sure. Instinct is what saves us from danger and connects heart with mind. Trusting it serves us well.

The last two years have unwittingly shown us the value of connection. We’ve been forced to inhabit an online world where everything feels like a distant transaction. As this changes back please make sure you’ve taken the opportunity to get to know the people you are entrusting your life’s savings with.

Schedule a chat
“PLEASE MAKE SURE YOU’VE TAKEN THE OPPORTUNITY TO GET TO KNOW THE PEOPLE YOU ARE ENTRUSTING YOUR LIFE’S SAVINGS WITH”

OUR INDEPENDENT FINANCIAL ADVISORS

Click to view profileHelen Blackburn IFA Pension Transfer Specialist
Click to view profileNick Hampton Investment Advisor

THINKING OF MOVING FROM YOUR EXISTING ADVISOR?

It’s easy to move on from another advisor.
We’ll handle everything.

All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.

None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.

Schedule a chat

7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE

British Standard BS 8577 Awarded Service

12 Month Money Back Service Guarantee

Lifetime Cashflow Planning

Risk Adjusted Personal Investment Portfolio

ISO 222222 Certified Financial Advisors

Monthly Fund Analysis

2 Investment Portfolio Reviews Per Year

A WORD FROM OUR CLIENTS...

“Following my divorce, Helen took complete control of consolidating all my individual pensions into one product after advising me carefully what she considered the best product for my needs and risk profile. She explained everything clearly in language I understood, and my investment is achieving far greater growth than expected.”

Tracy Miah

A WORD FROM OUR CLIENTS...

“I had a number of separate pension pots which I’d built up over my career and I visited Oaklands Wealth for advice on consolidating them. The result has been an investment into a single personal pension which is producing far better returns than I had previously had with the separate pensions. All services and advice from Oaklands have been excellent.”

Colin Sarson

A FRIEND FOR YOUR FINANCIAL JOURNEY...

THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.

No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.

This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”

Whatever the reason you come to us we care. We really care. Like it’s our own money.

Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.

Maybe transferring a final salary pension if your objectives are better met with your own pension.

Making sure you get all the tax efficiencies legally available to you to enhance your money.

Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.

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