Thinking about changing your Financial Advisor?
You are not alone. There are 3 main reasons people question their current advice service. Despite most liking their current advisor.
Reason No.1 – Still Worried about Running out of Money in Retirement
Your advisor has done nothing to banish your fear of running out of money. To sleep easy each night you’ll need an advisor who can forecast your retirement income until age 100. Taking into account all lifestyle expenses, tax and pension allowances. Plus show you how uncontrollable events like stock market crashes could affect your plans. Do you have peace of mind that your investments can withstand all possible financial shocks?
Reason No.2 – Furious about Hidden Fees
The major scandal recently with St James’ Place has brought outlandish hidden fees into the spotlight. Many clients have discovered the performance of their investments eaten away by all sorts of surprise charges. Even for withdrawing their own money and fund switches. Are you sure your investments aren’t being eroded by hidden fees?
Reason No.3 – Restricted Advisor unable to advise on all investments
Restricted advisors will not be capable of dealing with some old-style pension and savings plans. If you have some of these you’ll need an independent advice firm to advise if you should keep them or move them into new funds. Get this wrong and you risk either losing guaranteed benefits or new growth opportunities. Are you confident all your investments are in the right place?
If you’re familiar with any of these reasons you already know you’ve reached a point of no return with your existing advisor. Or maybe it’s just that your existing one has moved on and you’re looking for somebody else you can trust. Whichever the reason, now is your time for action.
Simply call us now for a confidential, no obligation chat. Let’s see if we can work together to give you financial peace of mind.
Helen Blackburn BA(Hons)DipFA MLIBF AwPETR
ISO 22222 Certified
Founder & Managing Director
Oaklands Wealth Management Ltd
we ask just 3 questions of you to see if this has the makings of a match made in heaven:
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Simply reply by clicking the button below. Then one of our friendly team will telephone you to discover more about your investment requirements.
A WEALTH OF EXPERIENCE...
MD & Founder of Oaklands Wealth Management talks about her experience.
I set up my independent financial advice company in 2004 after 20 years working for large pension & investment firms.
I regard that time as a long apprenticeship into the sorts of investments folks should be in. Just as importantly too, those to steer clear from.
Be wary of anything with the ‘guaranteed income’ label on it. No funds can hold to such a rash promise. Also run a mile from non-regulated funds, promising double-digit returns.
Our investment process has been honed over the years, though fundamentally the same as it ever was. I believe in active fund management where analysis of the future of companies is considered, not just previous performance.
All our funds we invest in are FCA regulated. And we have a filtering process which whittles down over 3000 funds every month to the selection we choose.
Our performance criteria are set by our investment team and we stick to our principles. Never swayed by emotion.
Using cashflow modelling we forecast your income and expenditure over your lifetime. Then we construct a portfolio adjusted for your risk profile.
Our service includes setting up and managing personal pensions, SIPPs, ISAs and General Investment Accounts. Plus personalised portfolio construction.
And if you have a pot of money from a property or business sale, divorce or inheritance, we can help you generate a tax efficient lifetime income stream.
THINKING OF MOVING FROM YOUR EXISTING ADVISOR?
It’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
A WORD FROM OUR CLIENTS...
“Helen is outstanding in her knowledge of the pension ‘minefield’ and immediately gave us a feeling of ease when discussing, what is after all, the rest of our financial lives. From the very first e-mail to the ‘sit down’ you have with her, everything is done in plain English. Helen is a model professional in this field.”
A WORD FROM OUR CLIENTS...
“When my circumstances changed through divorce I visited Helen at Oaklands Wealth where she very clearly explained all my options in a way I understood. I’m very pleased with the outcome from the pension and investment advice and Helen couldn’t have been more friendly and helpful.”
A FRIEND FOR YOUR FINANCIAL JOURNEY...
THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.