The 11 critical questions you must ask to ensure you get
the right Financial Advisor
You may well have heard the expression “Time spent in reconnaissance is rarely wasted”.
It means exploring the paths you might take without committing too much time, energy, or money to help you make informed decisions.
You will have done your research on other big life decisions, for example buying a house you plan to live in long term. You’ll most likely have looked at a number of prospective homes, scouted around the area and drawn up a list of your essential criteria.
Most of us have enough experience to know the questions to ask of home owners and agents to weigh up if a potential house of our dreams is indeed a wise investment.
Finding suitable financial advice on the other hand can be far trickier.
Even if you have experience of a poor advisor or have been handling your own pensions and investments do you know all the right questions to ask of a financial advisor?
In 20 years running my own wealth management business I’ve heard all the questions.
The truly important ones are right here in my guide 11 Critical Questions you must ask any Financial Advisor.
The truths in life come from asking great questions and sitting back listening to the answers.
Please don’t sign up to any financial firm without asking these questions – it will take you less than 10 minutes to read and will save you the heartache of having your money managed by the wrong people.
Here’s the link again to access your pdf guide, simply enter your name and email and click the access button below and it will be yours to keep.
Helen Blackburn BA(Hons) DipFA AwPTr
Founder & Managing Director
Oaklands Wealth Management Ltd
Access my 11 Questions Guide now
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A WEALTH OF EXPERIENCE...
MD & Founder of Oaklands Wealth Management talks about her experience.
I set up my independent financial advice company in 2004 after 20 years working for large pension & investment firms.
I regard that time as a long apprenticeship into the sorts of investments folks should be in. Just as importantly too, those to steer clear from.
Be wary of anything with the ‘guaranteed income’ label on it. No funds can hold to such a rash promise. Also run a mile from non-regulated funds, promising double-digit returns.
Our investment process has been honed over the years, though fundamentally the same as it ever was. I believe in active fund management where analysis of the future of companies is considered, not just previous performance.
All our funds we invest in are FCA regulated. And we have a filtering process which whittles down over 3000 funds every month to the selection we choose.
Our performance criteria are set by our investment team and we stick to our principles. Never swayed by emotion.
Using cashflow modelling we forecast your income and expenditure over your lifetime. Then we construct a portfolio adjusted for your risk profile.
Our service includes setting up and managing personal pensions, SIPPs, ISAs and General Investment Accounts. Plus personalised portfolio construction.
And if you have a pot of money from a property or business sale, divorce or inheritance, we can help you generate a tax efficient lifetime income stream.
We also set up investment plans for those who exceed the Pension Lifetime Allowance (currently £1.0731 million) and need further advice.
THINKING OF MOVING FROM YOUR EXISTING ADVISOR?
It’s easy to move on from another advisor.
We’ll handle everything.
All that’s needed is for you to sign some letters of authorisation and we’ll do the rest.
None of your investments will be switched into new funds until you’ve agreed with our recommendations and you’re fully happy with any changes we propose.
7 KEY FEATURES OF THE OAKLANDS WEALTH MANAGEMENT SERVICE
British Standard BS 8577 Awarded Service
12 Month Money Back Service Guarantee
Lifetime Cashflow Planning
Risk Adjusted Personal Investment Portfolio
ISO 222222 Certified Financial Advisors
Monthly Fund Analysis
2 Investment Portfolio Reviews Per Year
A WORD FROM OUR CLIENTS...
“Helen is outstanding in her knowledge of the pension ‘minefield’ and immediately gave us a feeling of ease when discussing, what is after all, the rest of our financial lives. From the very first e-mail to the ‘sit down’ you have with her, everything is done in plain English. Helen is a model professional in this field.”
A WORD FROM OUR CLIENTS...
“When my circumstances changed through divorce I visited Helen at Oaklands Wealth where she very clearly explained all my options in a way I understood. I’m very pleased with the outcome from the pension and investment advice and Helen couldn’t have been more friendly and helpful.”
A FRIEND FOR YOUR FINANCIAL JOURNEY...
THIS IS NOT A DIY SERVICE – WE TAKE FULL RESPONSIBILITY FOR SETTING UP YOUR PENSIONS AND SAVINGS. FOR LIFE.
No half measures. We don’t set it up then leave you all at sea. We manage your investments ongoing and hold ourselves accountable for steering you through your financial journey.
This phrase came from a client who said that’s exactly what we felt like to him, he said “you are like a friend or good neighbour who’s always got my best interests at heart.”
Whatever the reason you come to us we care. We really care. Like it’s our own money.
Tidying up bit and bobs of pensions and putting them neatly in a pot you have full control over.
Maybe transferring a final salary pension if your objectives are better met with your own pension.
Making sure you get all the tax efficiencies legally available to you to enhance your money.
Pointing the microscope on 3,000+ funds and finding the best ones to secure your retirement.