Helen Blackburn talks about pension transfers

Pension Transfers

Transfer values for some final salary pensions are at a high point, so should you transfer away from your current final salary scheme?

If you transfer your company pension can you still get the retirement income you need, and benefit from more freedom?

My sole aim is to help you make the decision that is right for you.

Straight talking, sound advice that is completely unbiased.

To start the conversation now, simply click the button below to email my assistant, Bridie, for an appointment.

Helen Blackburn, BA(Hons) DipFA
Managing Director

3 good reasons to consider your Pension Transfer now

1. Final salary Pension Transfer values are at a high point for many company schemes


This creates an opportunity to remove some of the investment risk associated with final salary pension transfers.

A 2% real investment return, after fees and inflation, may provide the same level of retirement income from a properly invested and managed personal pension.

2. From age 55 you have flexibility in how you can take the money from a personal pension


Under pensions freedoms, you can choose to take your pension earlier than you may have otherwise done or defer it until you really need it.

25% of your pension can be taken tax-free from age 55 and you can choose to when to take income from the remaining pot.

3. With the pension under your control it becomes a valuable asset for you and your family


You can draw upon it as you wish from age 55 to provide income or take lump sums, maybe to pay off the mortgage, buy a holiday home or help children onto the housing ladder.

And beyond your lifetime it can be passed on to anyone you nominate.

Ian Foster, Engineer

How Ian’s Pension Transfer worked for him

What were the circumstances that caused you to look for an IFA?
After leaving Rolls-Royce after 26 years, I wanted to transfer my pension into an investment fund but I find anything pension or investment related a ‘black art’.

How did Helen Blackburn help you?
Helen reviewed my circumstances and asked me to complete a risk profile questionnaire, which was then used to develop my portfolio.

What is your current situation? Have you seen the outcome you were hoping for?
Definitely, I also appreciate being made to feel part of the Oaklands family, every team member I have come across is an established professional and a pleasure to interact with.

What could they have done better?
I wish I could find a fault, but I’m not going to invent one when one really and truly doesn’t exist. I would recommend Helen, including the whole Oaklands team, in a heartbeat.

Money back guarantee

12 months to meet your expectations
Our fees refunded if you leave us in a year
(excluding fund & provider fees)

A few words from our clients

We serve people from all walks of life. Some need income, some are investing for the future.

Everybody has a different story to tell.

Here are some of them.

A special offer worth £250

Pension transfer valuations are time limited.

So to find out if a pension transfer is right for you, we have to talk now.

To help, I offer you a free 45 minutes of my time (worth £250) to discuss your situation.

In fact, we can meet as many times as you need to make your decision, without cost.

My diary gets very full, so I urge you to book your appointment now.

Simply click the button below and you’ll be emailing my assistant Bridie. I look forward to speaking with you soon.